Financing
Pre-approval in 24-48h.
We work with leading Québec partners. Competitive rates, flexible terms and a simple application.
How it works
- 01Complete the application
Online or in person at the yard. A few basic details — income, identification and the truck you want.
- 02We submit it to our partners
Several lenders specializing in heavy trucks — banks and finance companies. No need to shop around; we handle it.
- 03Response in 24-48h
We present the options: rate, term and monthly payment. You choose.
- 04Delivery
Signing, payment, delivery. We can deliver anywhere in Québec with temporary plates.
Our partners
Lending partners
- BMO
- RBC
- Desjardins Affaires
- Mitsubishi Capital
- Crédit Méridien
- TFG Financial
- Finloc
- Northpoint Capital
- And many more
What you need
- · Valid driver's licence (class 1 or 3, depending on the truck)
- · Proof of income (T4, financial statements, contracts)
- · Identification
- · Suggested down payment 10-20%
FAQ
Financing — frequently asked questions
Do you offer heavy-truck financing?
Yes. Our specialist lending network includes BMO, RBC, Desjardins Affaires, Mitsubishi Capital, Crédit Méridien, TFG Financial, Finloc and Northpoint Capital. Preapproval generally takes 24–48 business hours; the initial review does not affect your credit score. A 10–20% down payment is suggested.
What do I need to finance a truck?
A valid licence appropriate for the truck, proof of income such as T4s, financial statements or transport contracts, and identification. Self-employed buyers and new transport companies can call 514-654-0882 to discuss lenders that consider nonstandard applications.
What is the interest rate for a used heavy truck?
It depends on credit history, truck age and loan term. Use the payment calculator for an estimate, then request preapproval for actual lender rates. We generally respond within 24–48 hours, with no credit-score impact from the initial review.
Can I finance a truck with poor credit or a new company?
Often, yes. Some lenders consider transport contracts, driving experience and down payment alongside credit history. A larger 15–25% down payment can improve approval prospects. Call for a no-obligation review.
Do you accept trade-ins?
Yes, across makes and models. We assess your current truck at the yard and apply its value toward the purchase. You can also sell it to us without buying another vehicle through the Sell page.
Financing application
Pre-approval in 24-48h
Complete this form and we will submit your application to our lending partners. No impact on your credit score during the initial review.